:root{
  --navy:#1B3A6B;--navy-deep:#122A50;--ink:#1F2A3C;--ink-soft:#4B5768;
  --coral:#F25E3D;--coral-dark:#D9482A;--green:#6FB97A;
  --sky:#EEF3FA;--sky-deep:#D9E4F2;--white:#FFFFFF;--rule:#C9D4E4;
  --max:1120px;--gutter:clamp(16px,4vw,48px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--white);color:var(--ink);font-family:"Inter",system-ui,sans-serif;font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:"Inter",system-ui,sans-serif;color:var(--navy);margin:0;line-height:1.1;font-weight:800;letter-spacing:-0.025em}
h1{font-size:clamp(2.1rem,4.8vw,3.6rem);line-height:1.05}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);margin-bottom:.6em}
h3{font-size:1.35rem;font-weight:700;margin-bottom:.35em}
p{margin:0 0 1em}
a{color:var(--navy)}
a:focus-visible,button:focus-visible{outline:3px solid var(--coral);outline-offset:3px}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.narrow{max-width:760px}
.section{padding:clamp(56px,8vw,104px) 0}
.section.tight{padding:clamp(40px,5vw,64px) 0}
.section.sky{background:var(--sky)}
.section.navy{background:var(--navy);color:#E8EEF7}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy a{color:#fff}
.lede{font-size:1.2rem;color:var(--ink-soft);max-width:62ch}
.section.navy .lede{color:#C7D3E6}
.btn{display:inline-block;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.02rem;padding:14px 24px;border-radius:6px;text-decoration:none;border:2px solid transparent;line-height:1.2;cursor:pointer}
.btn-primary{background:var(--coral);color:#fff;border-color:var(--coral)}
.btn-primary:hover{background:var(--coral-dark);border-color:var(--coral-dark)}
.btn-quiet{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-quiet:hover{background:var(--navy);color:#fff}
.section.navy .btn-quiet{color:#fff;border-color:#fff}
.section.navy .btn-quiet:hover{background:#fff;color:var(--navy)}

/* header */
.top{background:var(--white);border-bottom:1px solid var(--rule);position:sticky;top:0;z-index:20}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.brand{font-family:"Inter",system-ui,sans-serif;font-weight:800;font-size:1.3rem;color:var(--navy);text-decoration:none;letter-spacing:-0.01em}
.brand small{display:block;font-weight:500;font-size:.78rem;color:var(--ink-soft);letter-spacing:0}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:20px}
nav.main a{font-family:"Inter",system-ui,sans-serif;font-weight:500;font-size:1rem;text-decoration:none;color:var(--ink);white-space:nowrap}
nav.main a:hover,nav.main a[aria-current]{color:var(--coral)}
.top .phone{font-family:"Inter",system-ui,sans-serif;font-weight:700;text-decoration:none;white-space:nowrap}
.menu-btn{display:none;background:none;border:2px solid var(--navy);border-radius:6px;padding:8px 12px;font-family:"Inter",system-ui,sans-serif;font-weight:700;color:var(--navy);cursor:pointer}
@media (max-width:1240px){
  nav.main{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;border-bottom:1px solid var(--rule);padding:12px var(--gutter) 20px}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;gap:14px}
  .menu-btn{display:inline-block}
  .top .phone{display:none}
}

/* page header (interior pages) */
.page-head{background:var(--sky);padding:clamp(40px,6vw,80px) 0}
.page-head .crumbs{font-family:"Inter",system-ui,sans-serif;font-size:.95rem;color:var(--ink-soft);margin-bottom:18px}
.page-head .crumbs a{color:var(--ink-soft);text-decoration:none}
.page-head .crumbs a:hover{color:var(--coral)}
.page-head h1{font-size:clamp(2rem,4.4vw,3.2rem);max-width:20ch}
.page-head .lede{margin:.8em 0 0}

/* prose */
.prose{max-width:720px;overflow-wrap:anywhere}
.prose a{overflow-wrap:anywhere;word-break:break-word}
.prose h2{font-size:clamp(1.5rem,2.6vw,1.9rem);margin:1.6em 0 .5em}
.prose h3{margin:1.4em 0 .4em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.2em}
.prose li{margin-bottom:.4em}
.prose blockquote{margin:1.4em 0;padding:18px 24px;border-left:5px solid var(--green);background:var(--sky);border-radius:0 8px 8px 0}
.prose blockquote p:last-child{margin:0}
.prose .tbl{overflow-x:auto;margin:1.2em 0;-webkit-overflow-scrolling:touch}
.prose table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem;margin:1.2em 0;font-family:"Inter",system-ui,sans-serif}
.prose th,.prose td{border:1px solid var(--rule);padding:10px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--sky);color:var(--navy)}
.prose strong{color:var(--navy)}
.prose .callout{margin:1.6em 0;padding:22px 26px;border-radius:8px;background:var(--navy);color:#E8EEF7}
.prose .callout p:last-child{margin:0}
.prose .callout a{color:#fff}
.two-col{display:grid;grid-template-columns:1fr 340px;gap:clamp(32px,6vw,72px);align-items:start}
.two-col>*{min-width:0}
@media (max-width:900px){.two-col{grid-template-columns:1fr}}
.aside{position:sticky;top:96px;display:grid;gap:20px}
.aside .box{border:1px solid var(--rule);border-radius:10px;padding:24px 26px;background:#fff}
.aside .box.navy{background:var(--navy);color:#E8EEF7;border-color:var(--navy)}
.aside .box.navy h3{color:#fff}
.aside .box.navy a{color:#fff}
.aside h3{font-size:1.1rem}
.aside p{font-size:1rem;margin-bottom:.8em}
.aside ul{list-style:none;padding:0;margin:0}
.aside li{padding:7px 0;border-bottom:1px solid var(--rule);font-family:"Inter",system-ui,sans-serif;font-size:.98rem}
.aside li:last-child{border-bottom:0}
.aside li a{text-decoration:none}
.aside li a:hover,.aside li a[aria-current]{color:var(--coral)}
.aside .btn{width:100%;text-align:center}

/* card grids */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{display:block;border:1px solid var(--rule);border-radius:10px;padding:26px 28px;background:#fff;text-decoration:none;color:var(--ink)}
.card h3{margin-bottom:.4em}
.card p{color:var(--ink-soft);margin:0;font-size:1rem}
a.card:hover h3{color:var(--coral)}
.card .tag{display:inline-block;font-family:"Inter",system-ui,sans-serif;font-size:.8rem;font-weight:700;color:var(--green);margin-bottom:8px}
@media (max-width:900px){.cards,.cards.two{grid-template-columns:1fr}}

/* hero */
.hero{background:var(--sky);padding:clamp(48px,7vw,96px) 0}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(32px,5vw,72px);align-items:center}
.hero p.lede{margin:1.4em 0 1.8em}
.hero .actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.hero .facts{margin:2.2em 0 0;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:8px 28px;font-family:"Inter",system-ui,sans-serif;font-weight:500;color:var(--ink-soft);font-size:1rem}
.hero .facts li::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--green);margin-right:9px;vertical-align:middle}
.portrait{position:relative;margin:0}
.portrait img{width:100%;height:auto;display:block;border-radius:10px;box-shadow:0 24px 48px rgba(27,58,107,.18)}
.portrait figcaption{position:absolute;left:18px;bottom:18px;background:#fff;color:var(--navy);padding:10px 14px;border-radius:6px;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:.95rem;box-shadow:0 8px 20px rgba(27,58,107,.15)}
.portrait figcaption span{display:block;font-weight:500;color:var(--ink-soft);font-size:.85rem}
@media (max-width:820px){.hero .wrap{grid-template-columns:1fr}.portrait{max-width:440px}}

/* paths */
.paths{padding:0 0 clamp(40px,6vw,72px)}
.paths ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--rule);border-radius:10px;overflow:hidden;background:#fff;transform:translateY(-28px)}
.paths li{padding:22px 22px 20px;border-right:1px solid var(--rule)}
.paths li:last-child{border-right:0}
.paths a{text-decoration:none;display:block;color:var(--ink)}
.paths strong{display:block;font-family:"Inter",system-ui,sans-serif;font-weight:700;color:var(--navy);font-size:1.08rem;margin-bottom:4px}
.paths span{font-size:.98rem;color:var(--ink-soft)}
.paths a:hover strong{color:var(--coral)}
@media (max-width:900px){.paths ul{grid-template-columns:1fr 1fr}.paths li:nth-child(2){border-right:0}.paths li:nth-child(-n+2){border-bottom:1px solid var(--rule)}}
@media (max-width:520px){.paths ul{grid-template-columns:1fr}.paths li{border-right:0;border-bottom:1px solid var(--rule)}.paths li:last-child{border-bottom:0}}

/* how I work */
.how .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,6vw,80px)}
.how .cols{display:grid;gap:28px}
.how .cols div p{margin-bottom:0;color:var(--ink-soft)}
.wait{margin-top:36px;padding:26px 28px;border-left:5px solid var(--green);background:var(--sky);border-radius:0 8px 8px 0}
.wait p{margin:0;font-size:1.12rem}
.wait p+p{margin-top:.5em;font-size:1rem;color:var(--ink-soft)}
@media (max-width:820px){.how .wrap{grid-template-columns:1fr}}

/* masterclass */
.mc .head{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:end;margin-bottom:44px}
.mc .head .lede{margin:0}
.sessions{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:0;position:relative}
.sessions::before{content:"";position:absolute;left:0;right:0;top:34px;height:2px;background:rgba(255,255,255,.25)}
.sessions li{padding:0 28px 0 0;position:relative}
.sessions .num{font-family:"Inter",system-ui,sans-serif;font-weight:800;font-size:3.6rem;line-height:1;color:var(--coral);background:var(--navy);display:inline-block;padding-right:16px;position:relative;margin-bottom:14px}
.sessions h3{color:#fff;font-size:1.3rem}
.sessions .sub{color:#C7D3E6;font-style:italic;margin-bottom:.6em;font-size:1rem}
.sessions p{color:#C7D3E6;margin:0;font-size:1.02rem}
.mc .after{margin-top:44px;display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between}
.mc .after p{margin:0;max-width:60ch;color:#C7D3E6}
@media (max-width:820px){.mc .head{grid-template-columns:1fr}.sessions{grid-template-columns:1fr;gap:30px}.sessions::before{display:none}.sessions li{padding:0}}
.mc-page .sessions{background:var(--navy);padding:40px 36px;border-radius:12px}
.mc-page .sessions::before{left:36px;right:36px;top:74px}
.mc-page .sessions .num{background:var(--navy)}
.mc-page .sessions .parts{margin:12px 0 0;padding:0;list-style:none}
.mc-page .sessions .parts li{padding:8px 0;border-top:1px solid rgba(255,255,255,.15);color:#C7D3E6;font-size:.98rem}
.mc-page .sessions .parts b{color:#fff;font-family:"Inter",system-ui,sans-serif;font-weight:700;display:block}

/* expertise */
.deep .grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px 48px;margin-top:8px}
.deep .grid div{padding-top:18px;border-top:2px solid var(--navy)}
.deep .grid p{color:var(--ink-soft);margin:0}
.deep .grid a{text-decoration:none}
.deep .grid a:hover h3{color:var(--coral)}
.deep .also{margin-top:48px;padding-top:26px;border-top:1px solid var(--rule);display:grid;grid-template-columns:auto 1fr;gap:14px 40px;align-items:baseline}
.deep .also h3{font-size:1.05rem;white-space:nowrap}
.deep .also ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px}
.deep .also a{text-decoration:none;font-family:"Inter",system-ui,sans-serif;font-weight:500;border-bottom:1px solid var(--rule)}
.deep .also a:hover{color:var(--coral);border-color:var(--coral)}
@media (max-width:820px){.deep .grid{grid-template-columns:1fr}.deep .also{grid-template-columns:1fr}}

/* advisors */
.fa .wrap{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:start}
.fa ul{padding-left:1.1em;margin:0 0 1.4em}
.fa li{margin-bottom:.55em}
.fa .card{background:#fff;border:1px solid var(--rule);border-radius:10px;padding:30px 32px}
.fa .card h3{margin-bottom:.6em}
.fa .card p:last-of-type{margin-bottom:1.4em}
@media (max-width:820px){.fa .wrap{grid-template-columns:1fr}}

/* reviews */
.reviews .stars{font-family:"Inter",system-ui,sans-serif;font-weight:700;color:var(--navy);display:flex;flex-wrap:wrap;align-items:center;gap:10px 18px;margin-bottom:34px}
.reviews .stars b{font-size:2.2rem;line-height:1;color:var(--coral)}
.reviews .stars a{font-weight:500}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.quotes.two{grid-template-columns:repeat(2,1fr)}
blockquote.q{margin:0;padding:0 0 0 22px;border-left:3px solid var(--sky-deep)}
blockquote.q p{font-size:1.05rem;margin-bottom:.8em}
blockquote.q cite{font-style:normal;font-family:"Inter",system-ui,sans-serif;font-weight:700;color:var(--navy);font-size:.95rem}
blockquote.q cite span{display:block;font-weight:500;color:var(--ink-soft);font-size:.85rem}
@media (max-width:820px){.quotes,.quotes.two{grid-template-columns:1fr}}

/* resources */
.res .grid{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(32px,6vw,72px)}
.res .guide{background:var(--navy);color:#E8EEF7;border-radius:10px;padding:34px 36px}
.res .guide h3{color:#fff;font-size:1.6rem}
.res .guide p{color:#C7D3E6}
.res .list{list-style:none;margin:0;padding:0}
.res .list li{padding:16px 0;border-bottom:1px solid var(--rule)}
.res .list li:first-child{padding-top:0}
.res .list a{text-decoration:none;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.08rem}
.res .list a:hover{color:var(--coral)}
.res .list span{display:block;color:var(--ink-soft);font-size:.95rem;margin-top:3px}
.res .more{margin-top:18px;display:flex;flex-wrap:wrap;gap:8px 24px}
.res .more a{font-family:"Inter",system-ui,sans-serif;font-weight:500;text-decoration:none;border-bottom:1px solid var(--rule)}
@media (max-width:820px){.res .grid{grid-template-columns:1fr}}

/* contact + forms */
.contact .wrap{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px)}
.contact .info p{margin-bottom:.5em}
.contact .info a.big{text-decoration:none;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.15rem}
form{display:grid;gap:14px}
label{display:grid;gap:6px;font-family:"Inter",system-ui,sans-serif;font-weight:500;font-size:.98rem;color:var(--navy)}
input,textarea,select{font:inherit;padding:12px 14px;border:1px solid var(--rule);border-radius:6px;background:#fff;color:var(--ink);width:100%}
input:focus,textarea:focus,select:focus{outline:3px solid rgba(242,94,61,.35);border-color:var(--coral)}
textarea{min-height:120px;resize:vertical}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form .fine{font-size:.85rem;color:var(--ink-soft);margin:4px 0 0}
form button.btn{justify-self:start}
fieldset{border:0;padding:0;margin:0;display:grid;gap:8px}
legend{font-family:"Inter",system-ui,sans-serif;font-weight:500;color:var(--navy);margin-bottom:6px}
.radio{display:flex;align-items:center;gap:10px;font-weight:400;color:var(--ink);font-family:"Inter",system-ui,sans-serif}
.radio input{width:auto}
@media (max-width:820px){.contact .wrap{grid-template-columns:1fr}.two{grid-template-columns:1fr}}

/* blog */
.post-list{list-style:none;margin:0;padding:0}
.post-list li{padding:22px 0;border-bottom:1px solid var(--rule);display:grid;grid-template-columns:110px 1fr;gap:20px;align-items:baseline}
.post-list time{font-family:"Inter",system-ui,sans-serif;font-size:.9rem;color:var(--ink-soft)}
.post-list a{text-decoration:none;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.15rem}
.post-list a:hover{color:var(--coral)}
.post-list .soon{font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.15rem;color:var(--ink-soft)}
.post-list .soon small{display:block;font-weight:500;font-size:.85rem}
.post-list p{margin:.3em 0 0;color:var(--ink-soft);font-size:1rem}
@media (max-width:600px){.post-list li{grid-template-columns:1fr;gap:4px}}
article.post .meta{font-family:"Inter",system-ui,sans-serif;color:var(--ink-soft);font-size:.95rem;margin-bottom:28px}
article.post .prose>p:first-of-type{font-size:1.15rem}
.author{margin-top:56px;padding-top:28px;border-top:1px solid var(--rule);display:grid;grid-template-columns:72px 1fr;gap:20px;align-items:start}
.author img{width:72px;height:72px;border-radius:50%;object-fit:cover}
.author p{font-size:1rem;margin:0}
.author b{font-family:"Inter",system-ui,sans-serif;color:var(--navy);display:block}

/* FAQ */
.faq details{border-top:1px solid var(--rule);padding:6px 0}
.faq details:last-child{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.15rem;color:var(--navy);padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--coral);font-size:1.5rem;line-height:1;flex-shrink:0}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 0 18px;color:var(--ink-soft);max-width:68ch}
.faq .a p:last-child{margin:0}

/* calculator */
.calc{display:grid;grid-template-columns:380px 1fr;gap:clamp(28px,5vw,64px);align-items:start}
.calc>*{min-width:0}
.calc .result{max-width:100%;overflow-x:hidden}
.calc .inputs{background:var(--sky);border-radius:12px;padding:28px}
.calc .inputs label{font-size:.95rem}
.calc .inputs .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.calc .inputs h3{font-size:1.05rem;margin:14px 0 4px}
.result .big{font-family:"Inter",system-ui,sans-serif;font-weight:800;color:var(--navy);font-size:clamp(2.6rem,5vw,3.6rem);line-height:1}
.result .big small{font-size:1.1rem;font-weight:500;color:var(--ink-soft);margin-left:8px}
.result .bars{display:flex;height:16px;border-radius:8px;overflow:hidden;margin:20px 0 10px;background:var(--sky-deep)}
.result .bars span{display:block;height:100%}
.breakdown{list-style:none;margin:0 0 24px;padding:0;font-family:"Inter",system-ui,sans-serif}
.breakdown li{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid var(--rule)}
.breakdown li i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:10px;vertical-align:middle}
.breakdown li b{color:var(--navy)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:24px}
.stats div{border:1px solid var(--rule);border-radius:8px;padding:14px 16px}
.stats small{display:block;font-family:"Inter",system-ui,sans-serif;color:var(--ink-soft);font-size:.85rem}
.stats b{font-family:"Inter",system-ui,sans-serif;color:var(--navy);font-size:1.2rem}
.disclaimer{font-size:.85rem;color:var(--ink-soft);border-top:1px solid var(--rule);padding-top:14px}
.calc .inputs .fine{font-size:.82rem;color:var(--ink-soft);margin:12px 0 0}
.result .fine{font-size:.88rem;color:var(--ink-soft);margin:0 0 18px}
.result .fine b{color:var(--navy)}
.cmp{width:100%;border-collapse:collapse;font-family:"Inter",system-ui,sans-serif;font-size:.92rem;margin:8px 0 18px}
.cmp th,.cmp td{text-align:right;padding:9px 8px;border-bottom:1px solid var(--rule);vertical-align:top}
.cmp th:first-child,.cmp td:first-child{text-align:left;color:var(--ink-soft);font-weight:500}
.cmp th{color:var(--navy);font-weight:700;font-size:.85rem;border-bottom:2px solid var(--navy)}
.cmp td{color:var(--navy);font-weight:600}
@media (max-width:600px){.cmp{display:block;overflow-x:auto;white-space:nowrap}.result .stats{grid-template-columns:1fr}}
@media (max-width:900px){.calc{grid-template-columns:1fr}.stats{grid-template-columns:1fr}}

/* CTA band */
.cta-band{background:var(--navy);color:#E8EEF7;padding:clamp(40px,6vw,72px) 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;gap:20px 40px;align-items:center;justify-content:space-between}
.cta-band .wrap>div{flex:1 1 480px}
.cta-band .btn{flex:0 0 auto}
.cta-band h2{color:#fff;margin:0 0 .3em;font-size:clamp(1.5rem,2.8vw,2.1rem)}
.cta-band p{margin:0;color:#C7D3E6;max-width:56ch}

/* footer */
footer{background:var(--navy-deep);color:#B9C6DA;padding:48px 0 32px;font-size:.92rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;margin-bottom:32px}
footer h4{color:#fff;font-size:1rem;margin-bottom:.6em}
footer a{color:#DCE5F2;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:.35em}
footer .legal{border-top:1px solid rgba(255,255,255,.15);padding-top:22px;font-size:.82rem;line-height:1.55}
footer .legal p{margin-bottom:.6em}
.ehl{display:inline-flex;align-items:center;gap:8px;margin-top:8px;font-weight:600;color:#DCE5F2}
.ehl svg{width:22px;height:22px}
@media (max-width:820px){footer .cols{grid-template-columns:1fr}}

/* header actions */
.top-actions{display:flex;align-items:center;gap:16px;flex-shrink:0}
.phone-icon{display:none;color:var(--navy)}
.phone-icon svg{width:24px;height:24px;display:block}
.btn-apply{padding:9px 16px;font-size:.95rem;background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-apply:hover{background:var(--coral);border-color:var(--coral)}
.brand{flex-shrink:0;white-space:nowrap}
@media (max-width:1240px){.brand small{display:none}}
@media (max-width:1240px){.phone-icon{display:block}.top-actions{gap:12px}.btn-apply{padding:8px 12px}.brand small{display:none}}
.hero .textlink{font-family:"Inter",system-ui,sans-serif;font-weight:500;text-decoration:none;border-bottom:1px solid var(--rule)}
.hero .textlink:hover{color:var(--coral);border-color:var(--coral)}
.res .res-head{display:flex;justify-content:space-between;align-items:baseline;gap:20px;flex-wrap:wrap}
.res .res-head a{font-family:"Inter",system-ui,sans-serif;font-weight:500;text-decoration:none;border-bottom:1px solid var(--rule)}
.res .list.three{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.res .list.three li{border:0;padding:0}
.res .res-more{margin-top:32px;font-family:"Inter",system-ui,sans-serif;color:var(--ink-soft)}
.res .res-more a{text-decoration:none;border-bottom:1px solid var(--rule)}
@media (max-width:820px){.res .list.three{grid-template-columns:1fr}}

@media (max-width:400px){.brand{font-size:1.1rem}.top-actions{gap:8px}.btn-apply{padding:8px 10px;font-size:.9rem}.menu-btn{padding:8px 10px}}

/* glossary + search */
.search-icon{color:var(--navy);display:flex;align-items:center;padding:6px}
.search-icon svg{width:22px;height:22px}
.search-icon:hover{color:var(--coral)}
.gl-tools{display:grid;gap:18px;margin-bottom:36px}
.gl-search{font-size:1rem}
.gl-search input{font-size:1.1rem;padding:14px 16px}
.gl-jump{display:flex;flex-wrap:wrap;gap:6px}
.gl-jump a{font-family:"Inter",system-ui,sans-serif;font-weight:700;text-decoration:none;padding:4px 10px;border:1px solid var(--rule);border-radius:6px;font-size:.9rem}
.gl-jump a:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.glossary{margin:0}
.gl-letter{font-size:1.4rem;margin:36px 0 10px;padding-bottom:6px;border-bottom:2px solid var(--navy);scroll-margin-top:90px}
.gl-item{padding:22px 0 24px;border-bottom:1px solid var(--rule)}
.gl-item dt{font-family:"Inter",system-ui,sans-serif;font-weight:800;color:var(--navy);font-size:1.18rem;margin-bottom:8px;letter-spacing:-0.01em}
.gl-item dd{margin:0;color:var(--ink);line-height:1.6}
.results{list-style:none;margin:28px 0 0;padding:0}
.results li{padding:18px 0;border-bottom:1px solid var(--rule)}
.results a{font-family:"Inter",system-ui,sans-serif;font-weight:700;font-size:1.12rem;text-decoration:none}
.results a:hover{color:var(--coral)}
.results .kind{display:inline-block;margin-left:10px;font-size:.78rem;font-weight:600;color:var(--green);font-family:"Inter",system-ui,sans-serif}
.results p{margin:6px 0 0;color:var(--ink-soft);font-size:.98rem}
.results mark{background:#FFE9A8;color:inherit;padding:0 2px;border-radius:2px}

.post-hero{margin:0 0 28px}
.post-hero img{width:100%;height:auto;border-radius:10px;display:block;max-height:420px;object-fit:cover}
.prose img{border-radius:8px;margin:1em 0}
.result .big.word{font-size:clamp(1.7rem,3.2vw,2.3rem);line-height:1.15}
.result .big.word small{display:block;margin:6px 0 0;font-size:.95rem}
.calc-others{font-size:.9rem;color:var(--ink-soft);margin:40px 0 0}
.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
.calc-grid a{display:block;border:1px solid var(--rule);border-radius:10px;padding:16px 18px;text-decoration:none;color:inherit;background:#fff}
.calc-grid a:hover{border-color:var(--navy)}
.calc-grid b{display:block;font-family:"Inter",system-ui,sans-serif;color:var(--navy);font-size:1rem;margin-bottom:4px}
.calc-grid span{display:block;font-size:.88rem;color:var(--ink-soft);line-height:1.45}
@media (max-width:900px){.calc-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.calc-grid{grid-template-columns:1fr}}
.toggle{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:6px 0 4px}
.toggle label{margin:0;position:relative}
.toggle input{position:absolute;opacity:0;width:0;height:0}
.toggle span{display:block;text-align:center;padding:12px 10px;border:2px solid var(--rule);border-radius:8px;background:#fff;font-weight:600;color:var(--navy);cursor:pointer;font-size:.95rem}
.toggle input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.toggle input:focus-visible+span{outline:3px solid var(--coral);outline-offset:2px}