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Mortgage payment calculator

Principal and interest is the easy part. This one shows the taxes, insurance and mortgage insurance too, because that's the number that hits your bank account.

Monthly extras

Mortgage insurance is applied only when the down payment is under 20%. Set it to 0 for VA loans.

$0per month
  • Principal and interest
  • Property tax
  • Homeowners insurance
  • Mortgage insurance
  • HOA
Loan amount
Total interest over term
Down payment

For education and comparison only. Actual rates, taxes, insurance and mortgage insurance depend on your credit, property, and program, and the numbers here are not a quote or a commitment to lend. Want the real version for your situation? Let's talk.

Other calculators: Refinance break-even · Buydown comparison · Extra payments · HELOC · Rent vs. buy

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The calculator can't see your credit, your program, or the property. I can.

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