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Help you find the best mortgages to buy a new home or refinance an existing loan.

Mortgage Lender in Washington D.C.

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Experience in the mortgage industry since 1997.

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End-to-end security for your online mortgage application.

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You will get the best mortgage rate possible for your case.

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Support at all stages of the deal.

Boris Cherner Mortgage Lender

Purchasing or refinancing your home is a complex undertaking that involves a number of participants and variables. I have been in the mortgage industry since 1997 and I understand the anxiety that comes with making the most expensive investment of a lifetime. My objective is to be your advisor, to educate you and to make the mortgage loan transaction as transparent and as stress-free as possible. I enjoy establishing personal connections and work mostly by referral. I thoroughly explain the process and available options, and guide my clients to make choices that best fit their needs and financial goals. Once the underwriting begins I communicate regularly and keep my clients apprised of the loan status from the beginning through the end. My relationship with clients does not end at the closing table. You are my client for life and I am always available to answer your questions and provide you with guidance.

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Reviews Mortgage Loan in Washington D.C.

15:50 08 Sep 23
Boris was great to work with and always available.
Chris NChris N
17:27 30 Aug 23
Boris is my go-to guy when I need to get a loan. He was highly recommended in one of the professional forums.When the rates went down and his organization's policy did not allow the rate adjustment, he put my best interest first and let me know that I could look at other options outside. That's when I knew that he would do what was best for his customers.In my recent complex loan, Boris was a problem solver and guided me through a successful closing. He is very knowledgeable and quick to respond. I have recommended him to all my friends and contacts.
Rubén Meana PañedaRubén Meana Pañeda
11:04 05 Jul 23
Boris was recommended to us by some neighbors. We refinance our house mortgage with him and the experience was great. He help us on all the steps along the way and he is always eager to give us good advice. We recommend him and we will keep using his services in the future.
Julie GuffeyJulie Guffey
23:37 17 Apr 23
Recommended by a close friend of mine, I reached out to Boris for assistance in purchasing a home. I was impressed from the first time we spoke. His knowledge and professionalism exceeds any expectations I had. Boris was quick to respond, answer any questions, and be there whenever I needed him throughout the entire process. He did everything for me possible which made the process simple for me. I would recommend Boris to anyone! He is reliable, trustworthy and exceptional in his field!
Jay StrongJay Strong
15:11 27 Mar 23
Boris helped me buy two homes and refinance one. He is both professional and competent. Most important of all, he is an honest man. I highly recommend using him!
prathap prabakarprathap prabakar
18:52 08 Mar 23
Davy ChienDavy Chien
16:50 04 Mar 23
Boris is very professional and get our loan refinanced done on time and easy
Laxman PaladuguLaxman Paladugu
18:56 01 Mar 23
Boris is one of most experienced and knowledgeful mortgage professional. In my refinancing process he explained each and every step very clearly and supported me in complete process with 100% transparency. I would work with him again and recommend to others!
David KleinDavid Klein
17:29 01 Mar 23
Boris was recommended to me a couple years ago by my daughter. He was exceptionally easy to work with and kept us informed every step of the way. When interest rates went down .5 he recommended a streamline refi. Which was even easier. I strongly recommend Boris if you are looking for a loan, VA or otherwise.
PJ HamidiPJ Hamidi
22:10 11 Dec 22
I've had excellent experiences with Boris, both on the refinance side and the new home mortgage side. He has always been very responsive, patient, clearly communicative, informative, and able to provide the most competitive rates. I'd highly recommend working with him.
Adrian PirvuAdrian Pirvu
16:57 11 Dec 22
Boris is an absolutely exceptional Mortgage Banker! He has helped me through two mortgage refinances and my father-in-law through one. Because I had such a great experience with him through my first refinance, I specifically sought him out when I was looking for my second and when my father-in-law was looking to complete his. Boris goes above and beyond for his clients and he always ensures that their best interests are the top priority.You will not find a better Mortgage Banker than Boris!
Mukul MehtaMukul Mehta
03:36 09 Dec 22
Boris is one of the most seasoned and experienced mortgage professional I have ever worked with. He patiently explained to me the mortgage refinance process, answered every question I had in detail and never pressured me to make a decision. He is equally great with paper work and ensuring the mortgage process completes on time without any issues. I will highly recommend Boris Cherner whether you are a first time home buyer or refinancing your property.
Gene KGene K
21:16 08 Dec 22
Boris was a wonderful person to work with during my first home-buying experience. He got me the best rates while also being incredibly patient and supportive, educating me and guiding me every step of the way. He let me know exactly what to expect and there were no surprises at any point during the purchase and lending process. He made sure the process was smooth and painless, and was constantly in touch from start to end so things could move along. I highly recommend Boris!
Clement JosephClement Joseph
19:46 08 Dec 22
I have refinanced my home loan 2 times with the help of Boris. He is such a patient person who is never tired of answering your queries.He also knows the stuff he's doing.I had recommended Boris to atleast 15 people in my community and everyone got the best support
Anya ChugunovaAnya Chugunova
19:37 08 Dec 22
I worked with Boris and his team on mortgage refinance of my home. The level of care, attention to detail, and professionalism demonstrated by Boris far surpassed my expectations. I really appreciated his knowledge, honesty and transparency throughout the mortgage refi process. Boris stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I highly recommend Mr. Cherner and his team for all your mortgage needs!! A++++++
Abdul KhanAbdul Khan
19:09 08 Dec 22
I have had the pleasure of working with Mr. Cherner for the home mortgage needs, and the satisfying experience leading to recommend my two other friends - who also had similar thoughts and an enjoyable experience. What stood out to me was his advise on getting the best rates, but also hand-holding at every step on the documentation needs (which becomes overwhelming). If you are in the market looking for for experience and good value, reach out to Boris. I hope you will not be disappointed.
sangrae josangrae jo
15:17 30 May 22
I was lucky enough to meet Mr. Boris in my real estate investment journey during the last 5 years. I worked with him for my 3rd primary residence refinance loan and 4th primary residence loan. I had excellent outcomes from both. I am very happy with that and definitely, I really want to work with him for my future homes for sure.As a customer, I always think communication is the top priority. Whenever I had some questions and needed some advice on my loan options, he was always there and answered quickly within an hour during business hours. Last time, I had some emergency matter during weekends with my loan and he definitely spent his off-duty time for helping me out. I am so sorry about that sincerely.With that being said, he is a very professional and subject matter expert. He always had many options and guided me with the best option in my situation. Also, his loan rate is very competitive to other loan companies. It tremendously supported my real estate investment journey.

What Is a Mortgage Lender in Washington D.C.?

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A mortgage lender is a mortgage lending institution that will take you through the house loan process from the beginning to the end (or from origination to closing). A mortgage lender will underwrite your home loan and then fund it with its own money. Unlike a mortgage broker, a mortgage lender will do everything in-house and constantly monitor and control your mortgage lending process.

The Benefits of Working with a Mortgage Lender in Washington D.C.

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Finding and purchasing a perfect home takes a serious commitment. Most of us will spend countless days, if not months, reviewing listings, seeing homes, visiting openhouses, comparing these houses and deliberating which one is best. Choosing a lender for house loans, on the other hand, is usually (and unfortunately) a very quick process. Most buyers just take their realtor’s recommendation or, for convenience, go with the bank where they keep their money.

That is not the best way to go. A house is not just a place where you live. It is a financial investment and you should treat it accordingly. You need to spend some time and identify a mortgage professional who will offer the home loan most suitable to your situation, provide competitive rates, educate and guide you through the mortgage loan process and always be available for any questions after the closing. You want a lender for life.

Choosing a Mortgage Lender in Washington D.C.

Finding the best mortgage lender is the same exact process as finding a contractor, a doctor, or a car mechanic. You should spend some time and go through the same basic steps.

Get Recommendations

Ask your friends, colleagues, family members if they worked with someone in the recent past and had a good experience. Ask them what made their experience a good one. Your real estate agent may have a recommendation as well, but do not stop at that. Be diligent and do your legwork.

Read Reviews and Look at their Website

Look at Yelp, Google, Zillow and other places that offer mortgage lender reviews. These reviews are written by past customers and can paint a clear picture of how the lender operates and communicates during and after the mortgage loan transaction. Someone without reviews may be too new and inexperienced.

A lender’s website should offer some information about the mortgage lending process, mortgage loan interest rates, available programs and lender’s experience. Their website does not have to be pretty, but it should be informative. A website with little or no relevant information should be a red flag.

Have a Conversation

Once you identify one or two mortgage lenders that you might consider for a home loan, set up an interview with each one of them. Have a list of specific questions prepared in advance, ask each mortgage professional the same questions, and take notes so that you can compare these lenders. Offering competitive rates is not enough – you want to work with someone that you can develop and enjoy a long-term working relationship.

How the mortgage lender handles the initial interview can tell you a lot about their work style and ethics, and help you decide on who to work with. Your mortgage lender should get back to you quickly, be interested in speaking with you, take time to answer your questions, explain the mortgage loan process in detail, and work to make you a more educated consumer. If a mortgage lender cannot find enough time for your questions at the starting line, they will certainly not be available for you during the home loan process.

Money Talks

There is no free lunch and there is no free mortgage – there are always closing costs and you want to discuss those with your mortgage lender in your first conversation. Upfront transparency about costs is a major factor in identifying which lender you should work with and which lender you should stay away from. Standard third-party fees, like appraisal, credit report and flood certification will vary by tens of dollars. You are more concerned with processing, underwriting, administration fees and origination and discount points. Ask for a loan estimate. If the loan estimate shows points that the mortgage lender did not initially discuss with you, that is another red flag.

Consider Everything

Compare the fees and rates you received. If there are no significant differences, you want to work with a mortgage loan lender who took more time to explain the mortgage process to you, provided you with more details, and educated you. That education will help you make more informed decisions and save you money in the long run.

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Boris Cherner Lead Mortgage Lending Professional in Washington, D.C.

online mortgage lending

 I have been in the mortgage industry since 1997 and I understand the anxiety that comes with making the most expensive investment of a lifetime. My objective is to be your advisor and to make the transaction as transparent and as stress-free as possible. I enjoy establishing personal connections and work mostly by referral. I thoroughly explain the process and available options, and guide my clients to make choices that best fit their needs and financial goals. I offer competitive mortgage lending rates for home loans and a seamless online lending mortgage process. Once the underwriting begins I communicate regularly and keep my clients apprised of the loan status. If you want to find the best lender for mortgage, please call me at 312-296-4175 or email me at I offer a variety of mortgage options to suit your need. Together, we can explore and select the perfect mortgage solution tailored to your financial situation and goals. I lend in all 50 states and I am never too busy for your referrals!!

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4601 Creek Shore Drive, Rockville, MD, 20852