Help you find the best mortgages to buy a new home or refinance an existing loan.

MORTGAGE LENDER in Bethesda, MD

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Experience in the mortgage industry since 1997.

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Boris Cherner Mortgage Lender

Purchasing or refinancing your home is a complex undertaking that involves a number of participants and variables. I have been in the mortgage industry since 1997 and I understand the anxiety that comes with making the most expensive investment of a lifetime. My objective is to be your advisor, to educate you and to make the mortgage loan transaction as transparent and as stress-free as possible. I enjoy establishing personal connections and work mostly by referral. I thoroughly explain the process and available options, and guide my clients to make choices that best fit their needs and financial goals. Once the underwriting begins I communicate regularly and keep my clients apprised of the loan status from the beginning through the end. My relationship with clients does not end at the closing table. You are my client for life and I am always available to answer your questions and provide you with guidance.

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What Is a Mortgage Lender in Bethesda, MD?

A mortgage lender is a mortgage lending institution that will take you through the house loan process from the beginning to the end (or from origination to closing). A mortgage lender will underwrite your home loan and then fund it with its own money. Unlike a mortgage broker, a mortgage lender will do everything in-house and constantly monitor and control your mortgage lending process.

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The Benefits of Working with a Mortgage Lender in Bethesda, MD

Finding and purchasing a perfect home takes a serious commitment. Most of us will spend countless days, if not months, reviewing listings, seeing homes, visiting openhouses, comparing these houses and deliberating which one is best. Choosing a lender for house loans, on the other hand, is usually (and unfortunately) a very quick process. Most buyers just take their realtor’s recommendation or, for convenience, go with the bank where they keep their money.

That is not the best way to go. A house is not just a place where you live. It is a financial investment and you should treat it accordingly. You need to spend some time and identify a mortgage professional who will offer the home loan most suitable to your situation, provide competitive rates, educate and guide you through the mortgage loan process and always be available for any questions after the closing. You want a lender for life.

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Choosing a Mortgage Lender in Bethesda, MD

Finding the best mortgage lender is the same exact process as finding a contractor, a doctor, or a car mechanic. You should spend some time and go through the same basic steps.

Get Recommendations

Ask your friends, colleagues, family members if they worked with someone in the recent past and had a good experience. Ask them what made their experience a good one. Your real estate agent may have a recommendation as well, but do not stop at that. Be diligent and do your legwork.

Read Reviews and Look at their Website

Look at Yelp, Google, Zillow and other places that offer mortgage lender reviews. These reviews are written by past customers and can paint a clear picture of how the lender operates and communicates during and after the mortgage loan transaction. Someone without reviews may be too new and inexperienced.

A lender’s website should offer some information about the mortgage lending process, mortgage loan interest rates, available programs and lender’s experience. Their website does not have to be pretty, but it should be informative. A website with little or no relevant information should be a red flag.

Have a Conversation

Once you identify one or two mortgage lenders that you might consider for a home loan, set up an interview with each one of them. Have a list of specific questions prepared in advance, ask each mortgage professional the same questions, and take notes so that you can compare these lenders. Offering competitive rates is not enough – you want to work with someone that you can develop and enjoy a long-term working relationship.

How the mortgage lender handles the initial interview can tell you a lot about their work style and ethics, and help you decide on who to work with. Your mortgage lender should get back to you quickly, be interested in speaking with you, take time to answer your questions, explain the mortgage loan process in detail, and work to make you a more educated consumer. If a mortgage lender cannot find enough time for your questions at the starting line, they will certainly not be available for you during the home loan process.

Money Talks

There is no free lunch and there is no free mortgage – there are always closing costs and you want to discuss those with your mortgage lender in your first conversation. Upfront transparency about costs is a major factor in identifying which lender you should work with and which lender you should stay away from. Standard third-party fees, like appraisal, credit report and flood certification will vary by tens of dollars. You are more concerned with processing, underwriting, administration fees and origination and discount points. Ask for a loan estimate. If the loan estimate shows points that the mortgage lender did not initially discuss with you, that is another red flag.

Consider Everything

Compare the fees and rates you received. If there are no significant differences, you want to work with a mortgage loan lender who took more time to explain the mortgage process to you, provided you with more details, and educated you. That education will help you make more informed decisions and save you money in the long run.

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Reviews Mortgage Lender in Bethesda, MD

Boris Cherner Mortgage Lending

5.0

Based on 78 reviews

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Brett Snyder

01:23 21 Oct 25

I have used Boris to buy multiple homes and multiple refinances dating back to 2019. I have spent countless hours talking with different mortgage brokers throughout the years, and by far he provides the best customer service and always with competitive rates. He has never been too busy to answer one of my calls or emails, and is always looking out for what is best for me.

Cody Phippen

00:56 17 Oct 25

Boris was the best possible person we could have reached out to, as first time home buyers. He walks you through everything and explains everything so well and makes it so easy to understand. You can tell how much he loves what he does and has your best interest in mind. I highly recommend him if you want to have nothing but a seamless, positive and most importantly, transparent home buying experience. He is the best!!! We will definitely be using him again for every property we buy going forward.

Dani Robles

15:03 18 Sep 25

Boris was nothing short of fantastic! We were recommended to him by our agent and he went above and beyond to make our loan happen. I am in a bit of an unconventional situation because I am a musician whose income comes from various sources of revenue, but Boris was extremely thorough and walked me through every step of the way. Because of my irregular income, my situation was fairly complex, but Boris was super knowledgable and was always extra accommodating when I had questions or concerns. I will be recommending Boris to all my friends looking for a mortgage in the future, and while I hope to be in my new home for a long time, I do hope that I get to work with Boris in the future!

Cole Forrester

16:59 08 Sep 25

I was recommended to Boris by one of my closest friends who just bought a house in SC. He had nothing but praise for Boris and his work. After getting rates and speaking with three different lenders, I chose to go forward in purchasing my home using Boris.

I am a first time military home buyer and when looking at these quotes I was clueless. Boris from day one sat down and discussed every piece of the quote, documents, and processes that I would go through when purchasing a house.

Throughout the entire process he would call and update me and keep me informed with where we were and what was expected from me. I could not have felt more confident when going forward with the purchase. Often times Boris would call and explain options and I would just tell Boris that I trusted him and to do whatever he thinks. That speaks a lot to Boris as a person and a lender.

Boris is professional, timely, adaptable and very assuring. He is a true subject matter expert for any circumstance or question I could throw at him. I will remain a client of Boris, for many years to come and am sure to recommend him to anyone else in similar circumstances.

AG gomez

04:57 21 Aug 25

My husband and I met Boris through a referral from a friend. Boris helped us with the process to refinance our home it was a learning process for me and he was incredibly helpful he hold my hand through the process.He was extremely knowledgeable understanding he responded promptly and always willing to explain.I always felt he was looking out for the best in our loan. I’m extremely grateful for the help he provided in the way. I highly recommend Boris Cherner.
I will definitely be using his services in the future

Alina Shafii

23:47 04 Aug 25

Boris was incredibly supportive during the purchase and financing of my first home. I felt fortunate to have a trusted advisor throughout the process that was communicative, trustworthy, and able to answer our questions in a way that I could understand. I highly recommend Boris to anyone looking for a knowledgable and reliable mortgage lender.

Alex Kotlyanskiy

16:18 29 Jul 25

Boris was great and easy to work with when buying our first home. He is communicative, detailed, and personable. He was very helpful during the stressful and complex process of home buying- laying out all the options we had at our disposal and keeping us updated at every step. We are definitely super glad we had Boris as part of our team to make our home a reality.

Madison Mershon

17:03 16 Jun 25

Boris was incredible to work with throughout the whole process of selling our home and purchasing our new one. He was easy to communicate with and always made himself available when we had questions or needed something done!

Christian & David

20:12 11 Jun 25

My partner and I reached out to Boris for help with our refinance after some frustrating experiences with other mortgage lenders, and we could not be happier with that decision. Boris was a thoughtful, thorough, and reliable partner to us throughout the process. He took time to explain every step in detail and approached each decision with transparency, patience, and integrity that was so refreshing to see after the previous experiences we had. We felt consistently supported and informed without ever feeling pressured, and we could not be more pleased with the outcome. He was so good, in fact, that I've recommended him to my mom who's a realtor. So glad we've found a mortgage lender we can rely on for the foreseeable future, and I'd be happy to recommend him to anyone else in need of his services.

Brian Cholewa

16:42 11 Mar 25

I’ve worked with Boris on three separate loans over the last six years or so. He always puts in the effort to make sure I’m getting the best rate possible and looks for any possible discounts along the way to minimize the impact of setting up a new loan. Boris also stays involved in the process from beginning to end to make sure the transaction goes smoothly. I recommend his services to anyone in the market for a quality mortgage lender and is looking for the most competitive rates.

Tom Burke

20:23 31 Jan 25

I highly recommend Boris. I've had the opportunity to do business with Boris several times. He's most knowledgeable and a great guy with whom to work.

18:35 31 Jan 25

Dinesh Khurana

18:13 31 Jan 25

I have worked with Boris Cherner from Capital Bank at couple of occasions.. it has always been a pleasurable experience.. Boris always goes extra mile to help and do his job.. He is quick in responding with accurate info.. Boris is such a friendly person to work with, will be reaching out to him for all my future mortgage needs.. thanks Boris

James Tai

15:56 20 Dec 24

Boris is the best mortgage lender that I have ever worked with! He has helped me for 20+ years now with my mortgages, refinanced, and HELOCs. Even when I thought there was no way I could afford a second or third property, Boris saves the day and gives me solutions that work. He is an expert, he explains everything, and he follows through. He makes dreams come true!

Katelin Mershon

03:30 16 Dec 24

Have used Boris for years now and always recommend him to friends and family. Very easy to work with and will continue to go to him!

Alex Cwalinski

05:20 14 Dec 24

This is my 3rd time working with Boris and Capital Bank.

Boris has been incredibly helpful, patient, and kind. He takes my calls and answers my emails/texts at all hours to ensure I have everything necessary to close on time.

When purchasing my first home in 2018 I encountered an issue where the sale was likely to fall through due to financial constraints. However, Boris continued to work with me to figure it out. It really felt like he was rooting for me and with his help I was able to purchase the home using my VA benefits.

In 2020 I moved and purchased another home with the help of Boris. Now I’m working with him for a 3rd time. I’ve even recommended a close friend to Capital Bank, and would recommend anyone else to do so.

Jason Lamm

17:55 13 Dec 24

Boris Cherner has helped me with multiple refinances of my home. He makes the process easy and straightforward. He has helped me to save a lot of money. Best interest rates too!

sidney flores

16:36 27 Nov 24

I just bought my first home and used Boris as my lender. He was extremely helpful and very available at all times of the day. Whenever I had questions, I would text and he would immediately call me to explain in detail. He is extremely knowledgeable in all loans especially the VA loans. I highly recommend Boris for his services.

LES PEWITT

15:50 08 Sep 23

Boris was great to work with and always available.

Chris N

17:27 30 Aug 23

Boris is my go-to guy when I need to get a loan. He was highly recommended in one of the professional forums.

When the rates went down and his organization's policy did not allow the rate adjustment, he put my best interest first and let me know that I could look at other options outside. That's when I knew that he would do what was best for his customers.

In my recent complex loan, Boris was a problem solver and guided me through a successful closing. He is very knowledgeable and quick to respond. I have recommended him to all my friends and contacts.

Rubén Meana Pañeda

11:04 05 Jul 23

Boris was recommended to us by some neighbors. We refinance our house mortgage with him and the experience was great. He help us on all the steps along the way and he is always eager to give us good advice. We recommend him and we will keep using his services in the future.

Julie Guffey

23:37 17 Apr 23

Recommended by a close friend of mine, I reached out to Boris for assistance in purchasing a home. I was impressed from the first time we spoke. His knowledge and professionalism exceeds any expectations I had. Boris was quick to respond, answer any questions, and be there whenever I needed him throughout the entire process. He did everything for me possible which made the process simple for me. I would recommend Boris to anyone! He is reliable, trustworthy and exceptional in his field!

Jay Strong

15:11 27 Mar 23

Boris helped me buy two homes and refinance one. He is both professional and competent. Most important of all, he is an honest man. I highly recommend using him!

prathap prabakar

18:52 08 Mar 23

Davy Chien

16:50 04 Mar 23

Boris is very professional and get our loan refinanced done on time and easy

Laxman Paladugu

18:56 01 Mar 23

Boris is one of most experienced and knowledgeful mortgage professional. In my refinancing process he explained each and every step very clearly and supported me in complete process with 100% transparency. I would work with him again and recommend to others!

David Klein

17:29 01 Mar 23

Boris was recommended to me a couple years ago by my daughter. He was exceptionally easy to work with and kept us informed every step of the way. When interest rates went down .5 he recommended a streamline refi. Which was even easier. I strongly recommend Boris if you are looking for a loan, VA or otherwise.

PJ Hamidi

22:10 11 Dec 22

I've had excellent experiences with Boris, both on the refinance side and the new home mortgage side. He has always been very responsive, patient, clearly communicative, informative, and able to provide the most competitive rates. I'd highly recommend working with him.

Adrian Pirvu

16:57 11 Dec 22

Boris is an absolutely exceptional Mortgage Banker! He has helped me through two mortgage refinances and my father-in-law through one. Because I had such a great experience with him through my first refinance, I specifically sought him out when I was looking for my second and when my father-in-law was looking to complete his. Boris goes above and beyond for his clients and he always ensures that their best interests are the top priority.
You will not find a better Mortgage Banker than Boris!

Mukul Mehta

03:36 09 Dec 22

Boris is one of the most seasoned and experienced mortgage professional I have ever worked with. He patiently explained to me the mortgage refinance process, answered every question I had in detail and never pressured me to make a decision. He is equally great with paper work and ensuring the mortgage process completes on time without any issues. I will highly recommend Boris Cherner whether you are a first time home buyer or refinancing your property.

Gene K

21:16 08 Dec 22

Boris was a wonderful person to work with during my first home-buying experience. He got me the best rates while also being incredibly patient and supportive, educating me and guiding me every step of the way. He let me know exactly what to expect and there were no surprises at any point during the purchase and lending process. He made sure the process was smooth and painless, and was constantly in touch from start to end so things could move along. I highly recommend Boris!

Clement Joseph

19:46 08 Dec 22

I have refinanced my home loan 2 times with the help of Boris. He is such a patient person who is never tired of answering your queries.
He also knows the stuff he's doing.

I had recommended Boris to atleast 15 people in my community and everyone got the best support

Anya Chugunova

19:37 08 Dec 22

I worked with Boris and his team on mortgage refinance of my home. The level of care, attention to detail, and professionalism demonstrated by Boris far surpassed my expectations. I really appreciated his knowledge, honesty and transparency throughout the mortgage refi process. Boris stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I highly recommend Mr. Cherner and his team for all your mortgage needs!! A++++++

Abdul Khan

19:09 08 Dec 22

I have had the pleasure of working with Mr. Cherner for the home mortgage needs, and the satisfying experience leading to recommend my two other friends - who also had similar thoughts and an enjoyable experience. What stood out to me was his advise on getting the best rates, but also hand-holding at every step on the documentation needs (which becomes overwhelming). If you are in the market looking for for experience and good value, reach out to Boris. I hope you will not be disappointed.

sangrae jo

15:17 30 May 22

I was lucky enough to meet Mr. Boris in my real estate investment journey during the last 5 years. I worked with him for my 3rd primary residence refinance loan and 4th primary residence loan. I had excellent outcomes from both. I am very happy with that and definitely, I really want to work with him for my future homes for sure.

As a customer, I always think communication is the top priority. Whenever I had some questions and needed some advice on my loan options, he was always there and answered quickly within an hour during business hours. Last time, I had some emergency matter during weekends with my loan and he definitely spent his off-duty time for helping me out. I am so sorry about that sincerely.

With that being said, he is a very professional and subject matter expert. He always had many options and guided me with the best option in my situation. Also, his loan rate is very competitive to other loan companies. It tremendously supported my real estate investment journey.

Boris Cherner Lead Mortgage Lending Professional in Bethesda, MD

I have been in the mortgage industry since 1997 and I understand the anxiety that comes with making the most expensive investment of a lifetime. My objective is to be your advisor and to make the transaction as transparent and as stress-free as possible. I enjoy establishing personal connections and work mostly by referral. I thoroughly explain the process and available options, and guide my clients to make choices that best fit their needs and financial goals. I offer competitive mortgage lending rates for home loans and a seamless online lending mortgage process. Once the underwriting begins I communicate regularly and keep my clients apprised of the loan status. If you want to find the best lender for mortgage, please call me at 312-296-4175 or email me at connect@borislending.com. I offer a variety of mortgage options to suit your need. Together, we can explore and select the perfect mortgage solution tailored to your financial situation and goals. I lend in all 50 states and I am never too busy for your referrals!!

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FAQ about Mortgage Lender in Bethesda, MD

What is a mortgage lender in Bethesda, MD?

A mortgage lender is a financial institution or individual that provides loans to individuals or businesses to purchase a property in Bethesda, MD, with the property itself serving as collateral for the loan.

How do I choose a mortgage lender in Bethesda, MD?

To choose a mortgage lender in Bethesda, MD, you should consider factors such as interest rates, fees, customer service, reputation, and the lender’s loan products and eligibility requirements.

How to get pre-approved for a mortgage in Bethesda, MD?

To get pre-approved in Bethesda, MD, once you have chosen a mortgage lender, you will need to fill out a mortgage loan application, sign all the preliminary mortgage loan disclosures, and supply your lender with all your supporting income and asset documentation.

How long does it take to get mortgage pre-approval in Bethesda, MD?

Depending on how busy the market is keeping the mortgage lender, a pre-approval can take one to two weeks. Providing all the supporting income and asset documentation to the mortgage lender upfront can help expedite this process.

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312-296-4175

connect@borislending.com

4601 Creek Shore Drive, Rockville, MD, 20852